Unsecured business loans and VAT deferrals — straightforward working capital without putting your property or assets on the line.
An unsecured business loan provides working capital without requiring security over property or equipment. Lending decisions are based on the trading history, turnover and credit profile of the business, making them suitable for businesses that need funds quickly or prefer not to tie up their assets.
Unsecured loans are used for a wide range of purposes — stock, staffing, marketing, refurbishment, bridging a cash flow gap, or funding a growth opportunity that cannot wait.
Every quarter, a VAT bill arrives and has to be paid, regardless of whether customers have paid their invoices. A VAT deferral loan lets you spread the cost of your quarterly VAT bill into fixed monthly payments, protecting your working capital and keeping your business moving.
Rather than a large quarterly outflow, you make smaller predictable payments across the quarter. Simple, effective, and used by businesses of every size.
Unsecured loans do not require security over property or assets — lending is based on the strength of the business.
Unsecured lending decisions can be made quickly, often within 24–48 hours, making it suitable for time-sensitive needs.
Spread your quarterly VAT bill into manageable monthly payments and keep your working capital free for the day-to-day running of the business.
Unsecured lending typically ranges from £10,000 to £500,000 depending on business turnover, trading history and creditworthiness.
We search across the full market to find the most appropriate structure and rate for your circumstances, not just the first lender that says yes.
You deal directly with Martin or Alana from first conversation through to funds in your account.
We search across 120+ lenders to find the most suitable structure for your business — no commitment at this stage.
Finance is subject to eligibility and status. Unsecured lending decisions are based on trading history and creditworthiness.