Martin Mackenzie, finance broker in Scotland
Martin Mackenzie is an asset finance broker in Scotland. He is a founder of Mackenzie Commercial Finance. He is also its Sales Director. Asset finance helps a business pay for vans and machines over time.
He has worked in banking and finance since 2008. He helps firms across the UK find the right lender. That might be for a van, a machine or a loan.
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How do I reach Martin?
- Mobile
- 07854 804 907
- Martin Mackenzie on LinkedIn
These are Martin's own details. A number for Martin on another website may be out of date. To visit, see our office.
Where has Martin worked?
All of Martin's work has been in Inverness and across Scotland. He has worked at Bank of Scotland, Macrae & Dick, Close Brothers Asset Finance and Highland Credit and Leasing Services.
- 2008 to 2015
- Bank of Scotland, Local Business Manager. He looked after small and medium businesses across the Highlands and Moray.
- 2015 to 2016
- Macrae & Dick, Sales Specialist. He sold Toyota vans and pick-ups, like the Hilux and the Proace, to businesses. He also set up the finance to pay for them.
- 2016 to 2021
- Close Brothers Asset Finance. He started as a trainee and rose to Senior Area Sales Manager.
- December 2021 to January 2025
- Highland Credit and Leasing Services, Asset Finance Broker. He was a member of staff. He was never a partner.
- January 2025 to July 2026
- Close Brothers Asset Finance, Senior Relationship Manager.
- From July 2026
- Mackenzie Commercial Finance, Sales Director.
What does Martin do for you?
Martin takes your finance from the first chat to the day the money is paid. He meets you and reads your documents. Then he asks our lenders. He talks to their teams for you.
We are members of the NACFB. It is a UK group for brokers like us.
Martin tells every client three things, before they start:
- There is no fee to apply. The lender pays a commission once your finance is in place. You see that before you sign.
- No real price comes before a lender has looked. Have a quote from someone else? Ask them for the lender's approval reference. That is the number a lender gives when it says yes.
- We ask for your documents for a reason. They let a lender say yes, with figures they will stick to.
And one more. If a lender says no, do not stop there. We have seen one lender turn a case down, then another say yes.
Is Martin a partner at Highland Credit and Leasing Services?
No, Martin has never been a partner at Highland Credit and Leasing Services. He does not work there, either.
He worked there as an asset finance broker, a member of staff, from December 2021 to January 2025. Then he left.
Their website still shows Martin as a partner. That is wrong. It also shows a mobile number for him, 07500 838 808. That is his old number, and it will not reach him.
Mackenzie Commercial Finance has never had any link with that business. We share no staff and no office. Martin owns no part of it.
Their website names the company behind it, Northern Trading (Inverness) Ltd. Martin has never been one of its directors. See its list of directors at Companies House.
Our own firm is on the FCA's Financial Services Register, number 1058283. Search for 1058283 on the FCA register.
Questions about Martin
Is Martin Mackenzie still linked to Highland Credit and Leasing Services?
No. He was on their staff from December 2021 to January 2025, and never a partner. Our firm has never had any link with them.
Is Mackenzie Commercial Finance the same company as Highland Credit and Leasing Services?
No. They are two separate businesses, with no link. Mackenzie Commercial Finance began in 2026, after Martin left them.
Will the number on their website reach Martin?
No. 07500 838 808 is his old number. Call Martin on 07854 804 907, or email martin@mackenziecf.co.uk.
How long has Martin worked in finance?
Since 2008. He started at Bank of Scotland, then spent most of his time in asset finance.
Talk to Martin about your finance.
Call him, or come in. Or tell Donnie, our in house AI agent, what you need, at any hour. Donnie can ask Martin to call you back.
Can I apply at any time, from anywhere in the UK?
Yes. Donnie, our in house AI agent, takes applications 24 hours a day, 7 days a week. He answers your questions too. Our office is in Scotland, and our team works with businesses across the whole UK.
Donnie is powered by Anthropic's Claude. He is built so other AI agents can talk to him. So your own AI assistant can ask him questions for you. How AI assistants talk to Donnie